Services

Pension Planning 

Personal Pensions, Company Pension Schemes, Stakeholder Pension Schemes, Self Adminstered Pension Schemes, Unlicking/Transferring Deferred Pension Benefits, Additional Voluntary Contributions (AVCs) and State Second Pension Planning and annuitites which are a capital investment to purchase a guaranteed income. 

 

Advice available on request

Mortgages



For residential and commercial purposes we have up to date information and access to all building societies, banks and central lenders' schemes to suit individual circumstances,

 

Written quotation available on request 

 

Your home is at risk if you do not keep up repayments on a mortgage or other loan secured on it.

Investment planning and management



Investing for growth and/or income through Unit Trust, Individual Savings Accounts (ISAs), Bonds, Offshore Funds, Stocks and Shares and Portfolio management.

 

Advice available on request 

Household Insurance

 

Buildings, Contents and Personal Possessions insurance for your home. Competitive rates, up to 6 years no claims discount.

 

Written quotation available on request

Mortgage Payment Protection

 

Short term mortgage payment protection for disability and unemployment.

  

Written quotation available on request

Life Assurance and/or Critical Illness

Family Protection, Personal Protection, Mortgage/Loan Protection and Business Protection/Key Director or Key Employee.

 

Critical Illness and/or Critical Illness incl Life Assurance

Provides as cash lump sum on diagnosis of a serious illness such as heart attack, stroke, cancer etc., or total disability.  You normally have to survive by 30days to make a claim.

 

Income Protection

Long term replacement income in the event of sickness, accident and disability.

 

Whole of Life Cover

 

This is a policy that provides a payment on death regardless when death does occur subject to the necessary premiums being maintained through out the life of the plan.

 

Written quotation available on request

Savings Plans



Various schemes to plan for future requirements such as children's eduction, wedding expenses, 18th birthday present.  We also arrange tax exempt savings plans.

 

Written quotation available on request

The FSA do not regulate all forms of the products

or services we provide.

  

To arrange an appointment to discuss your requirements in more details, please  do not hesitate to contact us.